Embedded Payments Intelligence

Your platform is sitting on payments revenue you haven't captured yet.

The Margin Multiplier quantifies what it's worth — and what it takes to capture it.

Run the Margin Multiplier → How It Works ↓
We don't have embedded payments yet → We have payments but they're underperforming → We're not sure what we're paying to process →
Free Resource

The Embedded Payments Opportunity

A vendor-neutral overview of how vertical SaaS platforms capture payments revenue — the four models, the economics, and how to evaluate where you stand. Free. No sales call required.

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The Margin Multiplier™

What is your payments opportunity worth?

Enter your email and payments volume for an instant estimate across all four models.

No sales call. Just your number.

What We Do
Four ways Margin Labs moves the number.
01
Model Your Margin Opportunity
Quantify what embedded payments is worth at your volume and vertical. Understand all four monetization paths before committing to one. Starts at zero — no existing payments program required.
02
Optimize Your Payments Economics
Most platforms have 40–60 bps of recoverable margin in their existing setup. We audit take rate, processor economics, and contract terms — and tell you exactly what's recoverable.
03
Activate Revenue at Scale
Getting 60–80% of merchants to actually use payments is where the revenue lives. We build the onboarding, pricing, and adoption playbook that closes the gap between launch and revenue line.
04
Payment Processing Review
Flat-fee diagnostic of current rates, processor fit, and whether the switch math works. No obligation to change. Honest answer either way.
Why Margin Labs

Independent advice.
No stack to sell.

Most payments consultants are vendors in disguise — optimizing for their own processing revenue, not your business outcomes. Margin Labs earns from advisory engagements and digital products. When we refer a processor, we disclose it. When we don't recommend switching, we say so — even when there's referral income on the table.

4
Monetization models evaluated before any recommendation
$15B
Payment volume experience across verticals and stages
10+
Years at the intersection of payments, fintech, and SaaS
0
Preferred vendors. No conflicted recommendations.
The Playbook
Independent tools for operators who want the answer, not a sales call.
Tier 1 — Available Now
The Embedded Payments Primer
A vendor-neutral primer on embedded payments — the four models, how the economics work, and how to evaluate the right path for your platform. The fastest way to get up to speed independently.
Coming Soon
Tier 2 — Join Waitlist
The Embedded Payments Playbook
A deeper dive for operators ready to move. Covers model selection, provider evaluation, and the frameworks to build a payments program that actually captures the margin.
Join the Waitlist →
Work With Margin Labs

Engagements are selective.
Start here.

If you're a SaaS operator evaluating embedded payments and want an independent perspective, start here. Engagements range from a single diagnostic call to a multi-month strategy retainer.

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